Catalog, balance sheet
Actuarial, Finance & Capital
Did the numbers do what we intended, and can we prove it?
Finance and actuarial teams already have powerful calculation engines. What they lack is the layer that explains a movement, links an assumption to its evidence and answers an executive's question with sources rather than a slide.
Every workflow, today and AI-native
Owned by chief financial officer, appointed actuary, asset-liability management, investments.
| Workflow | Today | AI-native |
|---|---|---|
| Experience studies and assumptions | Studies are run periodically and assumption changes are justified in a memo. | Each assumption carries a live trail to the experience behind it, and a change in experience shows which assumptions it touches. |
| Valuation and reserving | Movement analysis is produced after the close, and the explanation lives in an analyst's head. | Movements are explained step by step with the inputs that drove them, in a form an auditor can follow. |
| Capital and solvency | Capital scenarios are run on request and the narrative is written separately. | Scenarios and stress narratives are produced together, with the drivers of each capital movement shown. |
| Asset-liability management and hedging | Hedge effectiveness is reviewed at period end, and attribution is argued over. | Hedge results are attributed daily to the intended drivers, so the question is answered: did the hedge do what we meant it to? |
| Investments | Credit events and limit breaches are caught by periodic review. | Credit, concentration and limit monitoring runs continuously across the asset side with the evidence for each alert. |
| Reinsurance | Treaty structures are optimized at renewal and recoverables are reconciled by hand. | Treaty options are tested against the actual book, and recoverables are tracked claim by claim. |
| Planning and management reporting | KPIs are defined differently across teams, and an executive question takes a week of analyst time. | KPI definitions are compiled once and governed, and an executive question is answered from the governed data with its sources. |